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Medicare will cover the hospital bed as long it’s medically necessary to help your condition. Your doctor will need to order the bed and show how it will help your condition.Medicare pays for all medical equipment, including hospital beds, under Medicare Part B. Part B will pay 80% of the cost of your hospital bed.You might be able to get more coverage if you have a Medigap or Medicare Advantage plan.When does Medicare cover hospital beds for home use?Hospital beds for home use are considered durable medical equipment (DME). Medicare covers DME under Part B. Your hospital bed will need to meet a few conditions in order to be covered.

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