we’re often asked whether insurance will cover a hospital bed. The answer is it depends. While we do not work with insurance companies, we have helped many people understand the correct questions to ask their insurance to get the answers they need. Over the last several years, insurance eligibility requirements have become more stringent, meaning that not everyone may be covered for a bed. However, you may make getting approved for a hospital bed easier by asking your insurance carrier the right questions. Instead of asking your carrier, “do you cover hospital beds?” ask instead, “what kind of medical conditions qualify for hospital bed coverage?